[jfoster]

Really? I prefer not to gamble, but given a choice between (a) & (b), I would choose (b) every time.

a. Odds against you, govt regulated.

b. Uncertain odds (dependent on choices made, changing over time, etc.), unregulated.

Under (a), you're guaranteed to lose eventually. Under (b), you could potentially become good at reading sentiment around the newest types of coins. It's certainly still gambling, though.

[SamReidHughes]

You don't have to keep your wealth in fiat currency -- sensible people invest it.