[pinko]

Why?

[j_s]

Identity Theft, Credit Reports, and You | https://news.ycombinator.com/item?id=15206926 (Sep 2017, 276 comments)

>code4tee: The bit about calmly but methodically collecting a paper trail and then reading it back to them is excellent advice

[gruez]

Less high pressure tactics and them verbally abusing you, plus it provides a paper trail of wrongdoing if they violate any laws.