Ask HN: Payment API

[larsendt]

The little business I'm working on centers around paying users small amounts of money (< $20). I see that PayPal has an API for this (Adaptive Payments API).

Is this a good option, or are there better options? Also, the lower the fees, the happier I am.

[spooneybarger]

you might want to google 'paypal took my money' or variations thereof. i've read lots of horror stories about paypal from a variety of sources over the last few years. perhaps it is just a matter of their size, but it is something you should be aware of going in.

[larsendt]

That's something I've heard. Worrying, but if there isn't any competition...