[andrei_says_]

I wonder if there would be value in preventing bad things happening to people and institutions which are trying to decide if they should give credit to someone. As in, if a certain individual is credit-worthy. Maybe a score could be calculated by an entity which has access to the outcome of every person’s relationship with credit in the past.

But it would be beyond ironic if such an institution, selling a sense of security as their main product, could not see the value in protecting the security of their own assets.

It would be also sad that in a myopic attempt to squeeze every single penny in profit, such a company would underpay the very people who run the machinery it is built on.