[gamechangr]

Take the 60K job. You can always go to community college at your own pace to settle the quest to learn and make mom happy. A degree no longer leads to a certain job offer these days, so take the job, if they offer it to you.

Get a few years experience and no one will care if you have a degree or not.

Plus it never hurts to spend a little time developing yourself. You may decide to go a whole different path (like a lawyer or doctor) and may wish that you didn't go into debt before you exposed yourself to more ideas (like programming as a profession). Make an informed decision, unlike 50% of college students these days.