[benmowa]

1) stock siezure would kill the market. no one wants to invest in a company if the company stock can get yanked anytime. also, a share of stock is worth what someone will pay me for (ie when i want to convert that stock to cash). who will buy this from me if all of a sudden a bunch of people will take the JG wentworth option and cash out now.

2) i absolutely agree with the insurance companies being on the hook. They alone will drive insurance rates that are through the roof if the company cant prove pen-testing, employee background checks etc... Unfortunately teh key to making insurance company care, is setting a high standard for breach victim payouts. ie if it only ends up costing an average of $0.10 per individual victim, i dont need to insure equifax for that much?