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by 123e1daAdfafsdf 3180 days ago
Points can fluctuate by dictate from the redemption group. If you follow the points guy blog, you'll see they transfer "points" back into "dollars" by looking at redemption rates. Sometimes, you redeem 1 point for $0.01 in goods; some programs, the effective rate is $0.025. TPG's schtick is to help you navigate that. I imagine those conversion values fluctuate.

Otherwise, I'd imagine one thing preventing this is the lack of transferability in a lot of points programs. Plus, the limited acceptable partners where you can spend them.

I'm sure there are more -- just wanted to start the discussion.