[fspeech]

I agree with your sentiment. As reported people who lose their faculties do not control their assets. The appointed guardians are supposed to jealously protect the assets from the family because this is supposedly in the best interests of the incapacitated. Sadly people do not make their intent clear when they are still capable. I think people down vote you because without express consent it can be construed as theft even if the incapacitated would have made the same choice if they were still capable. To avoid this tragedy we need to discuss with our loved ones and make our intent clear (and with legal power) while we are still lucid.