[sillysaurus3]

It's not like they are going to go to prison rich.

Well, this is the most interesting part: They will. If they go to prison at all, they'll go to prison rich, and no one will be able to take their money. Once they're out, if their opsec is half-decent, they'll still have it.

[crooked-v]

Having money in a third-party-inaccessible form just means that when the government decides to confiscate it, you sit in jail indefinitely for contempt of court until you make it accessible.

[sillysaurus3]

Well, yes. But that means your opsec has failed. If they know how much Monero you have, you've messed up.

It's quite easy to mess up, of course. But that's beside the point. The idea is to reveal a small sum of money while obscuring most of your proceeds.