I'm posting right now on what is by and large a forum hostile to anti-capitalist thinking; this is the very opposite of me being in an echo chamber.
Many "decent" jobs require at least a university degree, which almost always entails taking out a loan. So while you don't have to "pay" large amounts of money, you may need to loan it and then pay it back later.
Edit: since we asked you to stop using HN primarily for ideological battle and you've been battling up a storm since then, I've banned this account. Because we're serving our capitalist masters, you say? The mask slips, you say? (https://news.ycombinator.com/item?id=13571118) Nope. It's
just lame and off-topic.
There's no intellectual curiosity in ideological battle—they are two different games. In one the goal is to learn, in the other to smite enemies. Football and chess don't mix, either, and tackling your opponent's bishop is off topic.
Gosh if we can't even agree on what kind of echo chamber we're in, how will we ever manage to make convincing fallacious arguments?
I think the echo chamber AT spoke of was not HN. The point is that in the US there are a plethora of options for low cost high quality educations/degrees which absolutely can help you earn a very decent living. They may not be famous name-brand cliques which guarantee a plush job right after graduating, but it is a fundamental pillar of Americanism that opportunity is there for those willing to put in the time.
The echo chamber you're in is your understanding of 'decent jobs'. No, you don't need to go to university to have a decent job. There are tons of self-made people with no university education, working in the trades or by starting a small business.