[zAy0LfpBZLC8mAC]

Really, they aren't stealing an identity at all, they are simply stealing information about you. Saying that someone stole your identity because they know non-secret information about you is about as sensible as saying that someone stole your body when they stole a picture of you. If a bank accepts someone showing a picture of you as proof that they are you, they are simply being an idiot.

[zdkl]

Identity and the means to establish identity are the same thing as far as anyone is concerned in the current US model though