[arthurdent]

I am almost done implementing cc payments on a small app I'm doing, and it was my first time.

Advice: First, read revorad's list. I basically found as many HN posts as I could on the topic. They didn't help me come to a decision at all, but they gave me some background information on the topic. They weren't helpful for making a decision because for the most part it seems like a lot of people just said "I did X and I'm happy with the solution".

There seems to be a lot of pricing misinformation on the topic. The threads contain a good deal of "Braintree is the best and works with customers" AND "Braintree is expensive and hard to work with".

My experience: I went with Authorize.net. It was easy to set up my account and I had my account in 4 hours after an online application process. I found shopping for the best pricing difficult because I really don't have a good handle on how much (if any) business I'll be doing and the pricing structure's seem to lack transparency. I got really close to spending 2 days researching and I'd rather just take the easy solution now and work on the app.

I think its easy to get mired in "finding the ideal solution" especially at this juncture, but its more important to find a good enough solution that lets you move on.

[revorad]

Wow, 4 hours sure sounds fast! Do you know if I can use Authorize.net as a UK company (with a UK bank account)?

[Skyline]

+1 for Authorize.net. We've been using them for a few years and have been very happy with them.