[techdragon]

Healthcare is one of the reasons I'm not keen to consider moving to the USA for a startup job. Sure it would be a fun adventure compared to my current cushy contracting work in Australia, but healthcare in the USA is a show compared to the ludicrously easy and high quality coverage I have in Australia.

For reference, I pay about ~$200 Australian to my personal insurance, which is a pretty generous plan with lots of extras, basic health care such has visiting a doctor for prescriptions, etc... I haven't paid a dollar for in 3 years, before that I used to pay $20 for convenience of a clinic that was open late and they didn't bill the government for the entire cost, which is common, but almost always a reasonably small fee in the multiples of $20 depending on how long you spend with the doctor. I paid this when I was a government employee, a private employee contracted to the government, and I continued to pay it when I quit to become a freelance developer, my cover has nothing to do with my job and I cannot even fathom why in the most awful circles of hell I would want my health care tied to my job. Hence my trepidation at ever subjecting myself to the American health care system.

[pimeys]

This. I'm having a chronic disease (type 1 diabetes) with a need for a CGM, an insulin pump and the fastest possible insulin analog. It's at least somehow doable here in Europe, even though it's lots of bureaucracy, but at least I get it even if I happen to lose my job or move to another city.

I know I might have good options for my therapy in US, but the risks are just too big and depending where you are the monthly expenses only for the insulin analogs might be just way too much in the worst case.

[viraptor]

I'm curious what's the insurance / clinic you go to. I'm assuming it's not a usual bulk-billing one, but one related to instance?