[dmode]

Did you even read the article ? The whole point is that as a consumer you have no choice to go elsewhere. Equifax has data about you that you never know and never consented to. They also sell their data to all sorts of agencies and their business practices are real shady. If you need to check your credit report multiple times in a year, they will sign you up for some useless monitoring program, and will make life really difficult to cancel it. At the very least, credit bureaus, who have enormous power over individual lives, without their knowledge, need to be made accountable and their profit motives squashed.