[Nursie]

>> Except for donations to WikiLeaks. Or if you want to buy weed in one of the many states where it's legal. Or if the recipient's Paypal account has been frozen.

These are not pressing use-cases for me.

>> When I sent that wire

It appears your banking service is a bad one, I have had none of these problems, even transferring large amounts between countries.

>> Perhaps as a buyer, but as a merchant, chargebacks are a nightmare.

Yet without them, many buyers would have given up buying online by now, chargebacks and buyer protections allow the online marketplace to function.

I think what you might have there is (yet another) criticism of how backwards the US market is.