[mikeash]

Fraud is basically lying for profit. There's no profit in putting gibberish into this form, so it's just lying.

[breakingcups]

I think GP means fraud on Equifax's end (by telling you you are compromised even though they shouldn't be able tot ell you that since tha data is fake) to get you to bey into their protection service.

[mikeash]

I hadn't thought of that. If they're lying to get you to sign up for a paid service then that does indeed seem like pretty blatant fraud.