[adrice727]

I recently tried to dispute something on my Equifax report and I could not get past the verification stage. The answers to all the questions were obvious, but after failing the verification several times, I started wondering, "Did I open an account with x, y, or z back in 2011?"

[jstarfish]

The best ones are where you did legitimately open a credit line 20 years ago with some store but the list of options only include the backing bank's name ("BANCORP BANK, INC").