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by QUFB
3197 days ago
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Do a credit freeze - this means no companies are able to pull your report. If your credit needs to get pulled (for a mortgage or something) you will need to unfreeze. This will currently cost $5-$10 per agency. Credit monitoring is only useful in that it will tell you when someone opened an account in your name. The damage is done: resolving the issue will take tens of hours of your time. |
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