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by alpinemeadow 3202 days ago
In Sweden I got an identity card with a chip that I can use with BankID (a system that uses a card reader + PIN for most transactions). There is a Tax ID number but this is pretty much a public record (you can find out people's incomes very easily, in fact small local newspapers run every year "richest people in X articles") In addition, every time a company runs a credit check on me, the credit reporting company must snail mail a copy of my credit report to my physical address. So it would be pretty easy for me to detect a fake account creation.
1 comments

> In addition, every time a company runs a credit check on me, the credit reporting company must snail mail a copy of my credit report to my physical address.

Wow, that's really user-friendly, I wish it would be handled like that in Germany too.

Instead, German registration offices are selling citizen registration data in bulk to most interested parties and they couldn't even tell you to whom [0].

People can opt out of that process, by handing in a written objection with their initial registration, tho barely anybody actually does that because barely anybody is aware of their data being sold in the first place.

[0] https://www.golem.de/1010/78398.html