[arkitaip]

Creators accept Patreon's high transaction cost because they don't many other options. If you, for example, are a youtuber, chances are that Google will screw you out of video monetization because their subpar AI raises more flags than a signalman on acid. Other payment solutions like Pay Pal are a goddamn nightmare to set up and handle for micro businesses [0]. Patreon also acts like a landing page and even CMS for content creators, so you're paying for that too.

[0] Holy shit is Pay Pal the most dysfunctional organization I've ever dealt with. Just verifying my identity as a business owner has meant weeks of me sending countless copies of my bank statements, phone bills and photo ID to Pay Pal staff because apparently comparing the address on the submitted documents with the one on file is too difficult a task. In the end it was easier to change my address on file so it matches the one of the submitted documents character by character (yay security theater). Of course when they finally verified my address I got an email that the copy of the photo ID I submitted suddenly was "too pale and is illegible as a result" and now I can't even access the verification process page...