A credit score is a signal to potential _new_ creditors about how likely you are to be able to pay back _new_ debts. A factor in credit FairISAAC is the proportion of your outstanding revolving credit you are currently using (more being worse, above about 30%). It could be a sign that your income is unable to pay down your debt (becoming a runaway debt problem).
All to say that just because you've been able to convince creditors to loan you $53 million doesn't necessarily mean your credit is good.
All to say that just because you've been able to convince creditors to loan you $53 million doesn't necessarily mean your credit is good.