[anotheryou]

Bound to a credit card, so you have a name. Maybe even 20$ min charge, of which 10$ are profit. So if 80$ stuff gets stole you have 70$ loss and a you can file criminal charge.

[ilikepi]

You have the name of a person who was mugged a couple blocks away and had their physical credit cards stolen. Good luck filing that charge.

[anotheryou]

If they get robbed 70$ for every muggery in the area, you can avoid the worst areas and than it's all not too bad.

And if you have a stolen credit card, do you use it for 70$ worth of chips and nail-polish? I'd think there as more to get in any normal store.