[tarheeljason]

> money goes directly between checking accounts

Some see this as a disadvantage of Square Cash--they say individual transactions clog their checking account statements, they prefer to withdraw a consolidated amount from their Venmo balance.

[SeoxyS]

You're free to do that these days if you'd like with Square Cash… it lets you build a balance on their system just the way Venmo does. But it's not required and I personally disable that.

I don't like to have random balances on money-transfer startups' system, especially since it's uninsured.