[kentosi]

Very unlikely. Credit card companies charge fees, which is why such apps (venmo, cash-me, etc) all just push that fee onto you. Usually 3%.

[colinsidoti]

I believe the 3% could still be shouldered by the business, if I'm swiping with them. Venmo would just be sitting in the middle of the transaction so they can prompt me to charge my friends.

I think this is possible with Marqeta today: www.marqeta.com