[wolco]

If you are waiting for FEMA to save you your chances of survival go down dramtically. Chances are a neighbour or an average person will be there over a federal agency.

The Red Cross is a different story altogether. During the last few crisises they were caught asking for money but never spending it but kept up asking for it. Charity hording for lack of a better term means other smaller locally based charities don't receive the support they really need.