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by techsupporter 3210 days ago
You don't sign the letter because signatures have a way of magically[0] teleporting themselves onto documents that you've never seen.

0 - Using such fancy Merlin's wands of "Photoshop" or "scanning and then MS Paint copy/paste" or just "photocopy, cut with scissors, paste with tape, photocopy again."

2 comments

That is highly illegal. The FCRA and related laws are enforced by the FTC, CFPB, and debtors' lawyers. However, forgery is a felony in all 50 states. If they forge your signature and mail it to you from another state, it becomes a federal crime. A creditor would have to be really stupid to try something like that.
I have always wanted a stamp that physically cuts out a complicated pattern as a signature.