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by dragonwriter 3210 days ago
> It is not possible to afford housing without a loan

You can rent housing, but then that's based on credit ratings, too.

1 comments

Exactly. Depending on apartment, it may be possible to pay 1 to 2 months rent up front if you don't have a decent credit rating. But most Americans do not have this kind of money.
> Depending on apartment, it may be possible to pay 1 to 2 months rent up front if you don't have a decent credit rating.

Right, but often not because landlords aren't just concerned about rent but recovering damages in excess of any deposit. (And both advance rent and damage deposit requirements are often regulated, as well.)