|
|
|
|
|
|
by jjeaff
3206 days ago
|
|
|
It's not really effective. It can help, but a surprisingly large number of businesses will actually never actually run your credit. They will just keep your information on file and then when the scammer doesn't pay the loan, they start reporting the delinquency to the credit reporting agencies. And in that case, the freeze doesn't apply. |
|
|