[jjm]

It's time for this draconian type of business service be disrupted. It's gotten too big and unregulated.

We often question monopolistic behavior with regard to market share and competition for physical goods. However we don't see this type of questioning with regard to data monopolies. Hate to say it that while I enjoy the use of Google and Facebook, they may also fall into this arena. Though with those companies at least an order of magnitude worth of effort MORE is expended on some form of heightened security, communication, and standards primary thru tertiary of their core offering.

[c3534l]

Equifax isn't a monopoly. There are four major credit bureaus in the US. At best that's an oligopoly, but all that realistically does in this situation is provide more points of security failure.