[lsmarigo]

Even worse, you agree to arbitration in case of disputes waiving your rights to sue..not sure if even enforceable.

You can check if you're impacted then just not proceed to click "enroll" and be able to check without auto-enrolling and agreeing to their 1yr protection + arbitration agreement.

[win_ini]

Nah it's OK, I'll just claim that someone got my SIN number and must have used it to access the site...wasn't me - I swear!

There is now plausible deniability for so many things.