|
|
|
|
|
|
by redblacktree
3207 days ago
|
|
|
> I was not a good risk. Banks are using actuarial science to make loans. You were (possibly) an outlier. That doesn't matter. All that matters is that their risk models work in aggregate. If they're right enough of the time, they profit. It doesn't have to be perfect. |
|
|