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by krn1p4n1c 3209 days ago
When you get your account frozen they provide a PIN to unlock.
1 comments

And what happens if I call to unfreeze but have lost the PIN? Can I never get a loan again for the rest of my life? Or is there some way around the PIN - perhaps only requiring the already leaked information?
>>And what happens if I call to unfreeze but have lost the PIN? Can I never get a loan again for the rest of my life?

Exactly. There's no shot this "PIN" is like one-way a encryption passphrase. There is definitely a way around it.

You call them up... but this will probably no longer work b/c of the data breach. Otherwise you snail mail them a letter with a govt ID and they send you a new pin.