[elipsey]

Anyone know if there's a way to get your free credit report if you can't answer the questions for the free one?

The computer says no, and the phone number just sends a letter that says no. I tried to to buy one from my bank, but as far as I can tell they only sell subscriptions...

[maxerickson]

You could see if Credit Karma works. I think it is mostly a free interface to Trans Union though.

[toomuchtodo]

Funny enough, it also provides your Equifax report.

[cbhl]

Each of the credit reporting agencies has a process for requesting your credit report by snail mail. The form is hidden away on the various websites, but it has generally worked for me when the online form didn't work (it turns out another person's delinquent loans and CCs were in the report that they were using to test that it was me).

Not as free, since you need to buy envelopes / print the forms / photocopy your ID / get stamps / wait X weeks, but as free as it gets when the online system doesn't work.

[jlgaddis]

http://annualcreditreport.com/ is the "official" site for this, per the FTC [0].

There's info on that page on how to proceed to get yours via snail mail (along with a link to the form).

[0]: https://www.consumer.ftc.gov/articles/0155-free-credit-repor...

[hello_newman]

there is! https://www.annualcreditreport.com/ i use it every year along with being a regular credit karma user.

[kingnothing]

credit karma