[scarmig]

I'm confused how you'd consider reverse mortgages a subsidy.

[ThrowawayR2]

How could one not? See https://www.consumerfinance.gov/ask-cfpb/what-are-the-costs-...

Reverse mortgages don't happen for free. The interest and all those fees go to the banking & other industries. By making reverse mortgages a considerably more frequent scenario, those industries clearly benefit.