[maxerickson]

I guess I think that guaranteed issue of a plan with minimum standard coverage is a lot more important than the details of how payments flow through a system.

I'm certainly more concerned about the possible repeal of the federal insurance standards, the "essential health benefits" than I am eager for a public option to start competing with insurers (which I don't think insurers are doing a whole lot to either control or drive medical costs). I wouldn't mind a public option, I just don't expect it to matter much.