[FICO]

Fluff piece with misleading headline.

These are all new loans (they have only been issuing them for less than 2 years). I don't think we can conclude anything about those loans until they are actually paid down significantly.

Also this isn't really lending as much as it is financial accounting assistance. It's more or less similar to hiring an accounting professional who also brings capital. It sounds like they are additionally helping with management of the business as well. It's obvious that businesses that receive this sort of assistance are going to do fairly well, especially because we can presume their business plans were screened for viability beforehand. It's my very unscientific opinion that businesses usually fail due to either a non-viable business plan or mismanagement (and they often go hand-in-hand).