Are you suggesting cryptocurrencies are banks? Please explain that logic. I also suggest you read up on the tulip mania [1].
Note: I do think bitcoin has value for illegal transactions but that's the only place I see cryptocurrencies solving a problem more efficiently than current solutions.
Note: I do think bitcoin has value for illegal transactions but that's the only place I see cryptocurrencies solving a problem more efficiently than current solutions.
[1]: https://en.wikipedia.org/wiki/Tulip_mania