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by notheguyouthink 3220 days ago
I'm curious though, how does that apply to other people using your card?

For example, my wife wants to use my CC so we asked our CC company what we need to do to add her, to make her a valid signature.

The answer? Nothing. I can have anyone I want use my card. They sign it with anything they want. It's up to me down the road to claim fraudulent charges, and if I do, the person who signed is the one committing fraud.

This was two cards, both Visa cards offered from different companies.

Wouldn't that be at odds with what you've mentioned here?

2 comments

Merchants shouldn't be accepting other people using your card, no matter their claimed relationship to you.

If you want your wife to be able to use it, you get her added as an Authorized User and she gets a new card with the same number but her name and her signature.

> If you want your wife to be able to use it, you get her added as an Authorized User and she gets a new card with the same number but her name and her signature.

Yea.. but who do we get her added with? Because, as i said, we tried that. We called to get her added, see what we need, etc.

They said nothing. They literally said anyone can use my card, and it's assumed fine until i dispute it later.

So we literally tried to get her added, but couldn't - they said it's not needed, and that was that. This happened for both cards, lol.

CC companies are usually more than happy to issue another card on your account with a different name if you ask.