[jazzyk]

I am far from rich, and not a banker.

I assume by "woman" you meant someone who is at or below poverty line, if so, I (and most people) don't have a problem chipping in.

The point you are missing is that right now, 90% of the US population cannot afford to pay for child-birth (or any other medical procedure) themselves (out of pocket), as they typically cost $20K and up.

With a reasonable market- (or single-payer-) based health-care system, most people (except for the poor and almost-poor) would be able to pay for their own health care. The current "system" in the US is a scam of major proportions.