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Unless you get divorced and lose half. Divorce twice? Now you 're in really big trouble.

What if you die before retirement? You have made the mandatory payments, but got nothing for it.

What if the stock market crashes the day you retire?

The Australian system is not perfect - it's a compromise.

[oliyoung]

I've been divorced, it's not included, if I die, it's my estate, and it survived 2007's crash