[hndamien]

Have you used a bank lately? Tried moving money and buying some stocks? Tell me how long that takes from money leaving your account to settlement.

[synicalx]

Three days in Australia, and that's enforced by ASIC not the bank. Moving money is instant though, unless it's to a credit union which can take around 24 hours or so.

[hndamien]

I'm also from Australia and moving money is not instant between different banks. Crypto settlement is instant.