[zocoi]

Just out of curiosity, what can an average Joe do to protect his legacy and ensure good outcome for his family? Cancer insurance, any other options?

[PhantomGremlin]

Cancer insurance

I don't think it's cost effective to buy insurance for individual maladies. If you do, the perhaps logical conclusion is to include coverage against robot attacks:

http://www.nbc.com/saturday-night-live/video/old-glory-insur...