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by TheSpiceIsLife 3232 days ago
But why not. If you're sitting up all night drinking energy drinks and smoking cigarettes while Uber drops off more McDonalds while I'm out running, working out, stretching regularly...

Why should I subsidise your insurance?

4 comments

Isn't that how insurance works though? There are always going to be people who don't take care of themselves. Instead of trying to shame them like this, why not increase awareness? Why not reduce subsidies on corn, meat and instead (or at least in addition to) subsidize vegetables and fruits?
If I'm sitting at home, avoiding skin cancer and excessive wear & tear, while you're running around ruining your joints and breathing car exhaust...

...why should I subsidise _your_ insurance?

(really, America is so weird. Even in our rather terrible non-single-payer insurance system it would be illegal to base premiums on lifestyle. Insurance cost is decided by law, you may buy some extras, the end).

I don't think your parenthetical remark is at all correct: I've received insurance reimbursements for going to the gym X number of times in the US.
I do not live in the US. Those reimbursement is what sounds really weird.
Next thing you know you will pay higher premiums when you decide to have children with someone of whom some algorithm says is a poor match with your genes. Why should I subsidise your "inferior" child?
Why should the young subsidize the old. Why should healthy subsidize the chronically ill. Why should anyone subsidize anyone else at all. You should only pay what you use and nothing more.

/s [this tag necessary because idiots seriously believe this]