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by YZF 3235 days ago
This is the most sensible option for most people.

The tough part will be staying the course if the market crashes, which it will at some point. It'll look like the world is ending and you should be investing in gun powder, canned foods and gold. You need to be comfortable with the idea that it may go down (even 40%-50%) and take a long time to come back up but you can keep buying through that and also get dividends...