[foxtrot]

#2 is something that I am already in the process of setting up. I am going to leave my main card at home, and then setup standing orders to transfer my pocket money into my new account every week. This seems like the most logical way to reign in unnecessary spending.

The other practice I want to get in the habit of is telling my self that I can only spend money if I have earned it from doing extra work, be it web design, cutting a hedge etc. That should motivate me to get out and about to earn extra on the side.

Its going to be very tough thats for sure, then again some of the happiest times of my life have been when ive been broke.