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by Sleeep 3234 days ago
AMEX is calling out downgrading after 12 months as a way to lose your sign up bonus as of a few weeks ago. They are cracking down on people who don't have a serious interest in keeping the card. This is one of the reasons why I said the golden age is well over - https://www.doctorofcredit.com/amex-updates-terms-penalize-g...