[rpazyaquian]

>Electronic banking comes with many types of federal guarantees to protect against fraud. The government can step in to investigate and prosecute the fraud as well. But there is no such guarantee for the voting to select the government itself!

That's only because the government hasn't bothered to invest in electronic voting security, regulations, and rigor to the extend that they invested in fraud protection and financial regulations. I'm willing to be that if the government cared more about modernizing, securing, and distributing our voting systems, we'd see improvement on the level of electronic banking and finance.

Not that I expect this to happen anytime soon. For various reasons, voting rights and opportunities in the US are steadily declining and don't seem to be taken seriously. You can fill in the blanks yourself there.