[jonahx]

> Put another way, would you say a father that chooses to drive a 2 hour commute (each way) per day is being reckless?

This question appears rhetorical (with an intended answer of "no"), but I absolutely think such a risk should be considered, whether or not you're a parent. The higher-order bits here are probably the time you're wasting with 100% probability, perhaps the increased life satisfaction of a great job, etc, but the p% additional chance you die in a car crash, as you said, is non-trivial, and even though I know very people incorporate such thinking into their decision making, I think they should.