[hueving]

>So does that mean you should never do anything that might get you killed if you have children?

You should probably avoid things that cause life insurance rates to jump up. That's a good barometer for excessive risk.

>Even if you have life insurance?

Parents and money are not substitute goods. Life insurance is helpful for financial security, but it doesn't account for the detriment to being raised by a single parent.

[pdonis]

> You should probably avoid things that cause life insurance rates to jump up. That's a good barometer for excessive risk.

That's at least a reasonable criterion. I would be interested to see data on the impact of cave diving on life insurance rates.

> Parents and money are not substitute goods.

I already agreed with that upthread.