[QML]

Well how did you get a credit card? Wasn't it by going to a financial institution and submitting some type of identification?

You understand not everyone has that privilege right? Not everybody has access, the capital, or the identification to a first-world bank.

[urethrafranklin]

Show me one instance of an underbanked person who achieved a line of credit thanks to cryptocurrency. Just one, please.

That's right, they don't exist, and this argument is bullshit.

[kbhn]

> Just one, I fucking dare you.

This comment doesn't seem to jive the spirit of Hacker News.

If the poster you're replying to has a valid counter-argument you can expect him to provide it; there's no need to...threaten them to reply? Machismo is one of the least beneficial things you could contribute to this site.

[QML]

I never said line of credit. I was making the point that cryptocurrencies offer another means of payment and medium of exchange that is not as restrictive as a credit card. Here’s two articles that show they actually help the underbanked:

[1] http://www.coindesk.com/united-nations-sends-aid-to-10000-sy...

[2] https://www.bloomberg.com/news/articles/2017-06-13/pot-entre...

[ryanlol]

I don't really have any bank accounts right now and pay my credit card bills with bitcoin. I guess I might be that person then?

Although, I've pretty much always been paid in cryptocurrencies so my situation is rather unique.

[urethrafranklin]

You have access to banks, you just choose not to use them. And you have a government identity and a credit history that you used to obtain your credit card. You aren't remotely close to the hypothetical character the OP described.